Health Insurance for Truck Drivers & Owner-Operators
You live on the road. A narrow, local HMO doesn't help when you're three states from home, and as an owner-operator you're paying for coverage yourself.
What working with me looks like
Networks that travel
We focus on plans with national PPO-style networks, so you can get care on the road, not only in your home county.
Accident protection
Trucking is physical work. Accident and disability-style coverage pays cash if an injury keeps you off the road.
Owner-operator friendly
1099 income, a per-diem-heavy tax return, irregular weeks. I've seen it and I'll plan around it.
Phone-first service
Call or text from the cab. No office visit required, ever.
FAQ
Can I use my health insurance in other states?
Does my health plan cover a DOT physical?
Guides for you
PPO vs. HMO vs. EPO: Which Network Type Fits You?
Plain-English explanation of PPO, HMO, EPO, and POS health plans: referrals, out-of-network coverage, cost trade-offs, and who each network type fits best.
Read the guide Guide · 8 min readHow to Get Health Insurance When You're Self-Employed
A step-by-step guide to health insurance for freelancers, 1099 contractors, and business owners: your options, how subsidies work with variable income, and common mistakes.
Read the guideGet your free comparison
How many people would be on the plan?
Include yourself.
Ready to find your plan?
A free 15-minute review. No pressure, no obligation. You leave knowing your options either way.