Ruiz.Advisory
Private and ACA health insurance, dental, vision, life and supplemental coverage, explained by a real, licensed advisor. Florida native, based in Orlando, and licensed in all 50 states. Se habla español.
(786) 510-1626
ruizadvisory4@gmail.com
Mon–Fri 8am–7pm · Sat 9am–2pm (ET)
Not a government website. Ruiz Advisory and Luis Ruiz are not affiliated with, endorsed by, or connected to the U.S. federal government, any state government, HealthCare.gov, the Health Insurance Marketplace®, the Centers for Medicare & Medicaid Services (CMS), Medicare, or any government agency or program. This site is operated by a private, licensed insurance agent.
About the coverage discussed here. Luis Ruiz is a licensed health insurance agent (NPN 22256582) based in Orlando, Florida, holding resident and non-resident licenses in all 50 states and the District of Columbia. License status can be verified through the National Insurance Producer Registry (NIPR). As an agent, I may receive compensation from an insurance company if you enroll in a plan. Some products are private or supplemental plans, including limited-benefit or "excepted benefit" plans, that are not ACA-qualified major medical coverage and do not satisfy the minimum essential coverage requirement. Plan availability, benefits, and eligibility vary by state and by individual. This site is for general information only and is not an offer of coverage, insurance advice, tax advice, or a guarantee of eligibility.
Products & carriers. Insurance products are underwritten and issued by the applicable insurance company, which has sole financial responsibility for its products. Benefits, limitations, exclusions, and eligibility are governed by the official policy documents; if anything here differs, the policy documents control. [Replace this line with USHEALTH Advisors (USHA) compliance's exact approved disclosure wording before publishing.]