Family & Individual Health Insurance
Pediatricians, prescriptions, a baby on the way, a teenager who plays every sport. Family coverage has a lot of moving parts, and a plan that's wrong for your family gets expensive fast.
What working with me looks like
Doctor and prescription checks
I verify your pediatrician, specialists and medications before you enroll, not after.
Total-cost thinking
We compare premiums plus realistic out-of-pocket costs for a year like yours.
Subsidy check
Many families qualify for Marketplace savings. I'll check eligibility under the current rules.
Add dental & vision
Bundled options for kids' cleanings, braces consults and glasses.
FAQ
Can I add a newborn to my plan?
Can my adult child stay on my plan?
Guides for you
Missed Open Enrollment? How Special Enrollment Periods Work
What counts as a qualifying life event, how long you have to enroll, what proof you may need, and what to do if you don't qualify for a Special Enrollment Period.
Read the guide Guide · 5 min readPPO vs. HMO vs. EPO: Which Network Type Fits You?
Plain-English explanation of PPO, HMO, EPO, and POS health plans: referrals, out-of-network coverage, cost trade-offs, and who each network type fits best.
Read the guide Guide · 7 min readPrivate Health Insurance vs. ACA Marketplace Plans: An Honest Comparison
How private health insurance and ACA Marketplace plans differ on cost, networks, pre-existing conditions, and subsidies, and how to decide which fits you.
Read the guideGet your free comparison
How many people would be on the plan?
Include yourself.
Ready to find your plan?
A free 15-minute review. No pressure, no obligation. You leave knowing your options either way.