Accident & Critical Illness Insurance
Be ready for the unexpected. These plans pay cash benefits directly to you after a covered accident or serious diagnosis, money you can use for anything from bills to groceries.
What's included
- Cash benefits paid directly to you
- Helps cover deductibles and everyday expenses
- Pairs well with a major-medical plan
- Affordable added protection
Why pair these with your health plan
Even a good health plan leaves you with a deductible and coinsurance, and it does nothing for lost income while you recover. Accident and critical-illness plans pay a set cash amount for covered events, such as a fracture, an ER visit, or a diagnosis of cancer, heart attack or stroke. You decide where that money goes.
Good to know: These are supplemental plans and are not a substitute for major-medical coverage. I'll show you how they fit alongside your main plan.
Accident coverage for your situation
Self-Employed & 1099
Coverage built for independent workers without an employer plan.
Learn moreBusiness Owners
Options for you and your team that help you keep great people.
Learn moreTruck Drivers
Portable coverage that travels with you across state lines.
Learn moreTravel Nurses
Flexible plans that keep up with contracts and moves.
Learn moreMed Spa & Small Practice Owners
Private coverage for owners and small teams.
Learn moreFamilies & Individuals
Protect everyone under your roof without overpaying.
Learn moreCommon questions
Are accident and critical illness plans health insurance?
Who benefits most?
Request your accident quote
Tell me a little about you. I'll come back with real options, usually the same day.
How many people would be on the plan?
Include yourself.

Ready to find your plan?
A free 15-minute review. No pressure, no obligation. You leave knowing your options either way.