Cash benefits when the unexpected hits

Accident & Critical Illness Insurance

Be ready for the unexpected. These plans pay cash benefits directly to you after a covered accident or serious diagnosis, money you can use for anything from bills to groceries.

What's included

  • Cash benefits paid directly to you
  • Helps cover deductibles and everyday expenses
  • Pairs well with a major-medical plan
  • Affordable added protection

Why pair these with your health plan

Even a good health plan leaves you with a deductible and coinsurance, and it does nothing for lost income while you recover. Accident and critical-illness plans pay a set cash amount for covered events, such as a fracture, an ER visit, or a diagnosis of cancer, heart attack or stroke. You decide where that money goes.

Good to know: These are supplemental plans and are not a substitute for major-medical coverage. I'll show you how they fit alongside your main plan.

Accident insurance FAQ

Common questions

Are accident and critical illness plans health insurance?
They're supplemental, excepted-benefit plans. They do not replace major-medical coverage and do not satisfy minimum essential coverage requirements. They're designed to sit alongside it.
Who benefits most?
People with high-deductible plans, self-employed people who can't afford time off work, and anyone with physically demanding work, such as truck drivers and tradespeople.
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How many people would be on the plan?

Include yourself.

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